Broker Check

Our Commitment


    • + First Heartland Financial Group has a management and staff team with over 100 years of experience
    • + First Heartland Financial Group can order your exams
    • + First Heartland Financial Group can obtain your APSs
    • + First Heartland Financial Group can follow your pending business until placed
    • + First Heartland Financial Group has an in house compliance officer

      Advanced Sales Help

      • + First Heartland management team each have different areas of expertise
      • + Advanced sales hotline- nationwide expertise to call on for advanced help*
      • + Investment sales desk- analyze brokerage accounts, help with investment case design, product choice, product comparisons or just answer investment related questions*
      • + Competitive unit- fair and balanced comparison of different companies products and ratings*
      • + Life sales desk- run illustrations, help with life marketing programs*

        Marketing Programs that help you sell Traditional Insurance

        • + LifeComp- split dollar proposal and administrative system*
        • + Lifelinc- wealth transfer marketing program*
        • + PAR- Professional Analysis and Review of life insurance*
        • + Premium Finance*
        • + Private finance- private split dollar for estate planning and private split dollar for cash accumulation*
        • + Life settlements*
        • + Structured Settlements- structure annuities for settlement of civil suites and annuities that can defer capital gains on the sale of a business*
        • + Direct mail lead program*
        • + Concentrated Stock*
        • + Captive Insurance Company*

          Local Alliances

          • + Relationships with local attorneys and CPA's that can help with estate and business insurance and taxes**

            Introduction to marketing partners

            • + Property and casualty agencies
            • + Community banks- a broker dealer compliant program that allows you to split a securities commission with a bank

              Choice of contracts

              • + Offer you a non-captive benefits contract*
              • + Independent contract*
              • + Over 30 major life carriers
              • + Competitive compensation*

                Joint work opportunities

                • + If you have a specialty or niche that other agents can benefit from, we will promote you for joint work, mostly through CE meetings

                  Continuing Education

                  • + CE Meetings 10 times a year, either in classroom or webinar
                  • + "What's new in our industry" Seminars
                  • + Our pledge, "CE that brings you good sales ideas."

                    Benefits of Lincoln Being Your primary Carrier
                    Premier Partners Program® **

                    • + Specialized service
                    • + Stock options
                    • + Convention trips

                      Competitive Underwriting*

                      • + Table shaving
                      • + Guarantee issue and simplified issue program
                      • + Non-cigarette tobacco users get standard non-tobacco rates
                      • + No MD exams
                      • + Use of exam, blood and urinalysis up to 12 months old

                        Competitive products*

                        • + Guaranteed UL, VUL*** and SUL
                        • + Index Universal Life
                        • + Competitive term at higher face amounts
                        • + MoneyGuard- niche LTC product
                        • + Fixed, Indexed and Long Term Care Annuities
                        • + Variable annuities***- patented I4Life distribution

                        Financial Profiles
                        Independent full service Broker Dealer***

                        * Offered through Lincoln Financial Group, the marketing name for Lincoln National Corporation and its affiliates.

                        ** Qualification Required. Historical benefits offered.

                        *** Variable products offered through Representatives of Lincoln Financial Securities